Money is problematic enough when you're single and alone and trying to make rent and eat dinner and have the most fabulous dress at the party or the newest gadget to play with on the subway, but throw another person into the equation and things start to get dicey.
Money, despite what any of us wants to believe about "love conquering all", really matters when you're in a relationship.
Money matters because of the expectations that come with it, and because of the way it dictates not only what you can do with your life, but what your limitations are as a couple.
And if you ever decide to join financial forces, sometimes individual wants are subsumed by what's best for both of you.
Their hard times are your hard times now, and vise versa.
Your financial priorities become the relationship's financial priorities.You need to make sure that you are both capable of being reasonable, respectful and communicative when it comes to everyday spending, and that you share the same goals when it comes to spending and saving in general.For example, when one person wants to save for a new dining room table and the other person is impulsively dropping 0 on a night out with pals on a regular or semi-regular basis, there's a pretty fundamental mismatch in priorities, which isn't healthy and isn't sustainable.If you don't communicate and have an open dialogue about your finances, you can very quickly find yourselves fighting about how the other spends money. Money affects everything from where you live to what you have for breakfast.Of course it's going to affect the way two people who are sharing their lives, to whatever degree, live with one another.